Página 1 dos resultados de 87 itens digitais encontrados em 0.067 segundos

Proposta de indicador de longevidade da concessão de serviço público de transmissão de energia elétrica, na perspectiva da sustentabilidade.; Proposal of longevity indicator for electricity transmission public service concession, in the perspective of sustainability.

Silva, Josimar Oliveira
Fonte: Biblioteca Digitais de Teses e Dissertações da USP Publicador: Biblioteca Digitais de Teses e Dissertações da USP
Tipo: Tese de Doutorado Formato: application/pdf
Publicado em 11/06/2012 Português
Relevância na Pesquisa
59.181426%
Ao longo dos últimos 20 anos, o modelo de concessão de serviço público no Brasil, tem evoluído consideravelmente, com destaque para o setor elétrico, e especialmente o segmento de transmissão de energia elétrica. O arcabouço normativo vigente tem buscado garantir a prestação adequada do serviço mediante a avaliação de desempenho do serviço prestado, por empresas públicas ou privadas, numa visão da qualidade do produto e da continuidade ou disponibilidade do serviço para o usuário. Concomitantemente, surgiu e desenvolveu-se rápida e globalmente, o conceito de sustentabilidade, no qual o desenvolvimento sustentável deve satisfazer as necessidades da geração atual, sem que se comprometam as necessidades das gerações futuras (World Comission on Environment and Development WCED), compreendendo essencialmente as três dimensões econômica, social e ambiental (conceito de Triple Bottom Line 3BL), permitindo a captura do impacto das atividades das empresas e organizações por meio de indicadores definidos para cada uma das três dimensões. Ainda, nesse contexto, desenvolveu-se as novas técnicas de planejamento estratégico e de gestão de desempenho, baseados em indicadores, com destaque para a Teoria das Partes Interessadas (Stakeholders). Adicionalmente...

What Drives the Development of the Insurance Sector? An Empirical Analysis Based on a Panel of Developed and Developing Countries

Feyen, Erik; Lester, Rodney; Rocha, Roberto
Fonte: Banco Mundial Publicador: Banco Mundial
Português
Relevância na Pesquisa
39.559673%
The insurance sector can play a critical role in financial and economic development. By reducing uncertainty and the impact of large losses, the sector can encourage new investments, innovation, and competition. As financial intermediaries with long investment horizons, insurance companies can contribute to the provision of long-term instruments to finance corporate investment and housing. There is evidence of a causal relationship between insurance sector development and economic growth. However, there have been few studies examining the factors that drive the development of the insurance industry. This paper contributes to the literature by examining the determinants of insurance premiums (both life and non-life premiums) and total assets for a panel of about 90 countries during the period 2000-08. The results show that life sector premiums are driven by per capita income, population size and density, demographic structures, income distribution, the size of the public pension system, state ownership of insurance companies...

Welfare Impacts of Rural Electrification : Evidence from Vietnam

Khandker, Shahidur R.; Barnes, Douglas F.; Samad, Hussain; Minh, Nguyen Huu
Fonte: Banco Mundial Publicador: Banco Mundial
Português
Relevância na Pesquisa
48.43488%
Access to electricity is crucial for economic development and there is a growing body of literature on the impact of rural electrification on development. However, most studies have so far relied on cross-sectional surveys comparing households with and without electricity, which have well known causal attribution problems. This paper is one of the first studies to examine the welfare impacts of households rural electrification based on panel surveys conducted in 2002 and 2005 for some 1,100 households in rural Vietnam,. The findings indicate that grid electrification has been both extensive (connecting all surveyed communes by 2005) and intensive (connecting almost 80 percent of the surveyed households by 2005). Vietnam is unusual in that once electricity is locally available, both rich and poor households are equally likely to get the connection. The econometric estimations suggest that grid electrification has significant positive impacts on households cash income, expenditure, and educational outcomes. The benefits...

Financial Sector Dimensions of the Colombian Pension System

Rudolph, Heinz; Cheikhrouhou, Hela; Rocha, Roberto; Thorburn, Craig
Fonte: Washington, DC: World Bank Publicador: Washington, DC: World Bank
Português
Relevância na Pesquisa
39.430132%
This paper provides an assessment of the funded pension system and the quality of the regulatory framework for both accumulation and payout phase. It suggests that the lack of portfolio diversification may contribute in the future to low returns and poor pensions and provides a number of recommendations to expand the opportunities of investments to pension funds. The paper also finds that pension fund administrators are not exploiting the scale economies in certain areas of the business such as collection of revenues and account management, and propose mechanisms to reduce costs and increase efficiency through greater competition. The paper examines the products and options offered at the retirement age, and finds a bias toward the payment of pensions in the form of lump sums and suggests alternatives for improving the availability of other instruments. Enhancements in the regulatory framework of insurance companies are also proposed.

Household Financial Assets in the Process of Development

Honohan, Patrick
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Português
Relevância na Pesquisa
49.14457%
Systematic information on household financial asset holdings in developing countries is very sparse. The author reviews some available data and current policy debates. Although financial asset holdings by households are highly concentrated, deeper financial systems are correlated with improved income distribution. For low-income countries, the relevant question for poor households is not how much financial assets they have, but whether they have any access to financial products at all. Building on and synthesizing disparate data collection efforts by others, the author produces new estimates of access percentages for over 150 countries. Across countries access is negatively correlated with poverty rates, but the correlation is not a robust one: thus the supposed anti-poverty potential of financial access remains econometrically elusive. Despite policy focus on the value of credit instruments, it is deposit products that tend to be the first to be used as prosperity increases, before more sophisticated savings products and borrowing.

Reshaping Economic Geography of East Africa : From Regional to Global Integration, Volume 2. Technical Annexes

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Português
Relevância na Pesquisa
59.096797%
Five East African countries Burundi, Kenya, Rwanda, Tanzania, and Uganda have made solid progress on integrating regionally in the East African Community (EAC) since 1999. Such advances are crucial, as integration in East Africa has the potential for higher than usual benefits: Burundi, Rwanda, and Uganda are landlocked, with very high costs to their economies. Successful integration will transform the five countries into one coastal, regional economy, slashing such costs. Looking at the East African integration through the lens of economic geography helps to improve sequencing of the integration process and to develop new policies to complement ongoing efforts, maximizing their benefits. Reducing disparities in provision of social services will increase the chances of workers from the inland parts of the EAC to find jobs, especially as administrative obstacles to labor mobility are being removed under the Common Market Protocol. Implementing and deepening the current program of regional infrastructure improvements will ensure that consumers and producers throughout the region are better connected to each other and to global markets. Integration policies facilitating greater economic activity in the coastal areas will help the EAC take advantage of the global demand for manufactured goods and thus to promote employment. That will also generate substantial demand for services and agricultural goods produced inland...

Transaction Costs of Low-Carbon Technologies and Policies : The Diverging Literature

Mundaca, Luis; Mansoz, Mathilde; Neij, Lena; Timilsina, Govinda R.
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Português
Relevância na Pesquisa
48.47509%
Transaction costs are major challenge to moving forward toward low-carbon economic growth, as new technologies or policies tend to have higher transaction costs compared with those in the business as usual situation. However, neither a well-developed theoretical foundation nor a consensus interpretation is available for those transaction costs in the existing literature. The definitions and therefore the estimations of transaction costs vary across existing studies. The wide variations in the estimates could be attributed to several factors such as the very definitions and scope of transaction costs considered in the studies, the methodology for quantifying these costs, the type and size of low-carbon technologies, and complexities involved in the transactions. Nevertheless, the existing literature converges on addressing market failures, such as lack of information, in developing regulatory and institutional capacity to enhance private sector confidence in energy efficiency business as a key means to help reduce the transaction costs of low-carbon technologies.

Comoros Tourism Sector Review : Discovering the Tourism Potential of Natural Wonders

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Português
Relevância na Pesquisa
48.551846%
The Union of Comoros has struggled through political unrest for over thirty years. As a result, its tourism sector is still in the exploration phase of its life cycle. There have been initiatives by both the public and private sectors in the tourism industry, but to date, a lack of commitment from both sectors and external circumstances have prevented further growth. Comoros needs a tourism development plan that will provide a framework for all tourism stakeholders to the next phase of development. Strong institutional leadership from both the public and private sectors is one of the most important requirements to be addressed in order to support tourism in Comoros. The objective of this review is to conduct an analysis of the tourism sector performance and policies in the Union of Comoros. It presents policy options and recommendations at a country and sub-regional level. This review has been constructed as part of a larger Indian ocean regional tourism integration study including similar reports on the tourism sectors of Seychelles...

The Banking and Financial Sector of Lao PDR : Financial Sector Note

Asian Development Bank; World Bank
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Português
Relevância na Pesquisa
49.23501%
During the second half of the 1980s, Lao PDR embarked on an ambitious program of economic reforms, called the New Economic Mechanism, whose main purpose was to gradually transform its centrally-planned economy into a market-oriented economy. The initial reform momentum lasted about one decade. The far-reaching reform program encompassed many critical components including: (a) promotion of private production through improved incentives; (b) institutional infrastructure to improve market economy operations; (c) the strengthening of Lao comparative advantages through trade liberalization and further specialization; and (d) the establishment of price stability through macroeconomic policy measures. The systemic changes introduced in Lao PDR have contributed to a significant transformation of the country s economic system, away from a rigorously centrally-planned economy and towards a form of market economy based on private ownership. The percentage of poor declined based on the national poverty line from 45 to 39 percent between 1992-93 and 1997-982. But the percentage of very poor did not decline and remained at slightly above 30 percent evidencing the need for even broader and faster growth. Moreover...

Paraguay Diagnostic Review of Consumer Protection and Financial Literacy : Volume 1. Key Findings and Recommendations

World Bank
Fonte: World Bank Group, Washington, DC Publicador: World Bank Group, Washington, DC
Português
Relevância na Pesquisa
48.265684%
This review of the Consumer Protection and Financial Literacy Framework (CPFL) in Paraguay was undertaken in response to a request for technical assistance in this area made by the Central Bank of Paraguay (BCP). The objectives were: (i) to assess the existing consumer protection and financial literacy framework by reviewing laws, regulations, and actual practices in Paraguay, and comparing it with international good practice; and (ii) to provide recommendations on ways to improve the level of financial consumer protection and financial literacy in the country. The Diagnostic Review provides a detailed assessment of the institutional, legal and regulatory framework for consumer protection in four segments of the financial sector: (i) banks and finance companies, (ii) financial cooperatives, (iii) insurance companies, and, - in reflection of the important role they play in Paraguay - (iv) non-bank agents and mobile payment providers. Its findings and recommendations cover six thematic areas: (i) Institutional Arrangements...

Simple Tools to Assist in the Resolution of Troubled Banks

McGuire, Claire L.
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Economic & Sector Work :: Policy Note; Economic & Sector Work
Português
Relevância na Pesquisa
49.19134%
This toolkit is designed to assist authorities in resolving troubled banks. It provides generic forms that can be adapted for use in planning supervisory actions or implementing resolution processes. This toolkit contains forms that are generic and will need to be tailored to the particular country laws and circumstances. The toolkit also contains a least cost or lesser cost model and explanatory guide that provide diagnostic tools to assist authorities in estimating the costs of various resolution methods. The least cost or lesser cost model can also be used to value various assets that may be offered for sale as part of the resolution process. In some circumstances, the decision will be made to liquidate a bank at the end of a long period of utilizing other supervisory tools to try to rehabilitate the bank, thereby providing the authorities with adequate time to gather information about the problem bank and prepare a plan for its closure. In other circumstances, the authorities will have little time to plan for a bank's closing and will have to rely on their general crisis preparedness tools to handle the resolution process as efficiently as possible. Whichever circumstances are present...

The Republic of Uzbekistan : Accounting and Auditing

World Bank
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Economic & Sector Work :: Accounting and Auditing Assessment (ROSC); Economic & Sector Work
Português
Relevância na Pesquisa
48.30711%
This report describes the results of an assessment of the accounting, financial reporting and auditing requirements and practices of the Republic of Uzbekistan's enterprise and financial sectors. The report uses, inter alia, International Accounting Standards (IAS), International Financial Reporting Standards (IFRS), and International Standards on Auditing (ISA) as benchmarks, and draws on international experience and good practices in the field of accounting and audit regulation, to assess the quality of Uzbek financial information and make policy recommendations

Poland - Convergence to Europe : The Challenge of Productivity Growth - Investment Climate Assessment

World Bank
Fonte: World Bank Publicador: World Bank
Tipo: Economic & Sector Work :: Investment Climate Assessment (ICA)
Português
Relevância na Pesquisa
49.15503%
Improving the investment climate is a key pillar of the World Bank's private sector development strategy. Without a good investment climate, firms and entrepreneurs of all types-from farmers to micro-enterprises to local manufacturing concerns and multinationals-have few opportunities and incentives to invest productively, create jobs, and expand, enter and remain in the formal economy, and thereby contribute to growth and poverty reduction. Growth and private sector development encompass a very broad agenda, but in Poland's case such a challenge boils down to the objective of reducing the convergence time to the standard of living of the European Union (EU)-15 countries. Sound macroeconomic policy, debt sustainability, open trade, security, access to finance, good governance and quality infrastructure services are all key requirements for the private sector to flourish. These conditions need to be complemented by micro-economic reforms-the policies and institutions that support efficient private economic activity-that help to unleash competitive forces leading to increased productivity and competitiveness. The Poland Investment Climate Assessment (ICA) is the first ICA piloted in the World Bank's Europe and Central region in 2004...

Tightening Demand to Maintain Macroeconomic Balances : Lao PDR Economic Monitor, November 2012

World Bank
Fonte: World Bank, Vientiane Publicador: World Bank, Vientiane
Tipo: Economic & Sector Work
Português
Relevância na Pesquisa
48.5732%
Global and regional economic development continues to face uncertainties in 2012. East Asia and the Pacific region's growth is estimated to slow down compared to 2011, but remains robust compared with other regions thanks to sustained domestic investment and consumption. Lao PDR continues to maintain robust growth this year but faces a challenge to manage domestic demand. On the supply side, the construction, services, industry and agriculture sectors are the main drivers of growth; while on the demand side, public spending and private investment including demand driven by preparations for the Asia-Europe Meeting (ASEM) has played an important role in boosting the economy this year. In spite of robust growth, inflation has been declining, mostly on account of declining food and fuel inflation. However, home-grown and external risks associated with low reserves coverage, increased exposure to mining revenues, fast banking expansion with limited supervision capacity and a large number of newly announced large investment projects warrant close monitoring to preserve macroeconomic stability and sustainable growth. Stronger than expected revenue performance from the mining sector and external grants contributed to an improvement in the fiscal performance in FY11/12.With the contribution of mining revenue increasing...

Côte d'Ivoire : Investment Climate Survey Report

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Economic & Sector Work :: Investment Climate Assessment (ICA); Economic & Sector Work
Português
Relevância na Pesquisa
39.58186%
This Investment Climate Survey Report (ICSR) for Cote d'Ivoire evaluates the country's business environment by (i) analyzing barriers to private sector investment and growth and how they vary among different types of firms, (ii) benchmarking the Ivorian investment climate and firm performance to that of other countries and (iii) providing recommendations to promote and strengthen the private sector. The ICSR is supported by the statistical analysis of a survey of firms based in Cote d'Ivoire's major urban centers, as well as data from other sources. This ICSR identifies key areas where investment climate reforms may be warranted. It is largely based on the analysis of Enterprise Survey data; which are surveys of mostly manufacturing, formal sector enterprises in the major industrial centers of an economy. Cote d'Ivoire is one of the very few countries in Sub-Saharan Africa with a ratio of manufacturing to GDP higher than 15 percent.

Doing Business in Pakistan 2010

World Bank; International Finance Corporation
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Publications & Research :: Working Paper; Publications & Research
Português
Relevância na Pesquisa
48.47611%
Doing Business in Pakistan 2010 is the first country-specific subnational report of the Doing Business series in Pakistan. The report builds on the regional Doing Business in South Asia 2005-7 series, which created quantitative indicators on business regulations for 6 Pakistani cities. Doing Business in Pakistan 2010 documents progress in the previously measured cities and extends the analysis to a total of 13 cities. Comparisons with Karachi and the rest of the world are based on the indicators in Doing Business in 2010: reforming through difficult times, the seventh in a series of annual reports published by the World Bank and the International Finance Corporation. The indicators in Doing Business in Pakistan 2010 are also comparable with the data in other subnational Doing Business reports. Doing Business investigates the ways in which government regulations enhance or restrain business activity. The cities covered in Doing Business in Pakistan 2010 were selected jointly with Pakistan's Ministry of Finance and are the following: Faisalabad (Punjab), Gujranwala (Punjab), Hyderabad (Sindh), Islamabad (Islamabad Capital Territory, or ICT), Karachi (Sindh), Lahore (Punjab), Multan (Punjab), Peshawar (Khyber Pakhtunkhwa), Quetta (Balochistan)...

Annual World Bank Conference on Development Economics--Global 2008 : Private Sector and Development

Lin, Justin Yifu; Pleskovic, Boris
Fonte: Washington, DC: World Bank Publicador: Washington, DC: World Bank
Tipo: Publications & Research :: Publication; Publications & Research
Português
Relevância na Pesquisa
39.197773%
The Annual World Bank Conference on Development Economics (ABCDE) is a leading forum for advanced, forward-looking research on important development issues. Each year, the ABCDE brings policy makers and politicians together with researchers from academe, international organizations, and think tanks. The diverse perspectives of the international development community mingle and coalesce through in-depth debates on important themes on the development agenda. The 2008 ABCDE was devoted to the theme 'the private sector and development' and highlighted such issues as financial inclusion, key factors in the business climate, and the provision of public services by non-state actors.

New fixed assets management process design for Pontifica Universidad Catolica Madre y Maestra (PUCMM)

Baez, Mary
Fonte: Rochester Instituto de Tecnologia Publicador: Rochester Instituto de Tecnologia
Tipo: Tese de Doutorado
Português
Relevância na Pesquisa
109.47102%
Currently, PUCMM does not have a reliable management process for its fixed and controlled assets. In addition, PUCMM does not have a system that can provide accurate, fast and updated information about these items. Therefore, there is the need of a new process for managing PUCMM's fixed assets. The purpose of this research is to design a new management process for PUCMM's fixed and controlled assets that will provide reliable, quick and updated information. The methodology for this study is based on a cross-sectional study to assess fixed assets management processes in this and other well-established organizations. It is a descriptive study using qualitative data that describes how this type of property is managed and controlled. Primary and secondary sources were used to gather information for this research project. The data collection instruments issued for this study were interviews, observations, Internet, books, journals and magazines. The findings of this study clearly show that all processes, procedures and controls regarding the management of fixed assets have been very inefficient. As a result, PUCMM does not have a fixed assets management process that can provide reliable, precise, up-to-date, and quick information about the institution's property. Furthermore...

Gestão econômica de investimentos em ativos fixos

Catelli, Armando; Parisi, Cláudio; Santos, Edilene Santana
Fonte: Universidade de São Paulo. Escola de Economia, Administração e Contabilidade Publicador: Universidade de São Paulo. Escola de Economia, Administração e Contabilidade
Tipo: info:eu-repo/semantics/article; info:eu-repo/semantics/publishedVersion; Formato: application/pdf
Publicado em 01/04/2003 Português
Relevância na Pesquisa
49.766846%
Num ambiente global de intensas mudanças competitivas, a mensuração dos ativos, especificamente dos ativos fixos, requer a superação da rigidez dos custos históricos e da depreciação linear, próprios da contabilidade tradicional, e a adoção de critérios que permitam avaliar adequadamente a realidade econômica desses ativos. Partindo da premissa de que o patrimônio líquido deve representar o valor da empresa, e de que sua variação expressa o resultado econômico, o Sistema de Gestão Econômica - Gecon conceitua e mensura os ativos fixos pelo valor presente dos seus benefícios futuros para a empresa. Como sistema de gestão voltado para decisões econômicas, o Gecon explicita um modelo de decisão para o evento investimento em ativos fixos. Nessa decisão são considerados os custos diretos dela decorrentes, bem como os benefícios econômicos resultantes do uso do ativo fixo pela empresa, mensurados pelo seu custo de oportunidade. Considerando a empresa como conjunto de áreas de responsabilidade conceituadas como centros de resultado, o Gecon identifica a contribuição de cada área envolvida na decisão para a obtenção do resultado econômico do investimento e, portanto, para o resultado da empresa. O fluxo de resultados do investimento é gerenciado durante toda a sua vida útil...

Optimal life-cycle asset allocation: understanding the empirical evidence

Gomes, Francisco; Michaelides, Alexander
Fonte: Financial Markets Group, London School of Economics and Political Science Publicador: Financial Markets Group, London School of Economics and Political Science
Tipo: Monograph; NonPeerReviewed Formato: application/pdf
Publicado em /11/2003 Português
Relevância na Pesquisa
48.136323%
We show that a life-cycle model with realistically calibrated uninsurable labor income risk and moderate risk aversion can simultaneously match stock market participation rates and asset allocation decisions conditional on participation. The key ingredients of the model are Epstein-Zin preferences, a fixed stock market entry cost, and moderate heterogeneity in risk aversion. Households with low risk aversion smooth earnings shocks with a small buffer stock of assets and consequently most of them (optimally) never invest in equities. Therefore, the marginal stockholders are (endogenously) more risk-averse and as a result they do not invest their portfolios fully in stocks.